While studying in Australia, I have to deal with insurance companies. Do you know anything about insurance? Sometimes you can save hundreds of dollars, editor to introduce you to the relevant knowledge of insurance oh.
Before applying for a 500 student visa, the Migration Board requires students to buy an insurance covering the entire COE period. The student insurance is called Student Health Insurance OSHC (OverseasStudent Health Cover), as long as you take a student visa to study in Australia. This kind of insurance must be purchased. Don't mix up with the OVHC (Overseasvisitor health cover) you need for work visas.
Common insurance companies have BUPA,Medibank, Nib and Allianz, etc., the following to do a price comparison of the first three.
Bupa
This is Australia's bigger insurance company, you may have seen its logo, it has a lot of stores in Sydney, the common Chinese district and city have its branches oh.
Enter the region you are in and the range you need to buy. The current offer on the website is 12 months 543.84 / 1, depending on the length of time of the COE to determine how long you need to buy, typically two to three months after the expiration of the Coe.
Medibank
The first insurance company to reach out to children from home is Medibank, which also has a number of stores in Sydney. The offer on the official website is 551 a year.
NIB
NIB's insurance will be cheaper than bupa's, but the downside is that he has fewer stores. Now the offer on the student insurance website for a year is 468.08.
Several frequently asked questions
1. Can I extend student insurance when I return to China during the holiday?
If a student returns on vacation and leaves Australia for more than 30 days, you can apply for an extension of your membership for the time you leave Australia until after the end date of the policy.
2. Is there a wider range of insurance types?
For OVHC, in addition to the most basic Budget type, there are other options, the price will also increase according to the increase in coverage! Please click on the official website of each company for details.
3. Do you have two COE, in hand that can only be purchased after the first COE expires?
The visa officer will give you a visa according to the time of your insurance purchase, so if you want to apply for an immigration visa in the short term, you can consider such an application, but remember that if the plan changes, There is no need to apply for immigration visa renewal students sign, the second time to apply for student visa is immigration is to add 700 oh!
4, does the insurance include ambulances?
Most student insurance covers ambulance services, so if you really need an ambulance, don't call an ambulance to save money.
5, how can I withdraw the existing insurance after getting the Medicare?
The remaining student visa insurance is refundable if you apply for work visa insurance (OVHC) or Medicare, during the student visa validity period. As long as you submit your PR application, you can also apply for Medicare without signing! After getting the Medicare card, you can go to student insurance (international student health insurance) or contract insurance (overseas tourist health insurance) to fill in a cancellationform, that cancels the existing insurance and you can get the refund.
6. Will the cancellation of insurance affect PR's signing?
Some students are worried that cancelling the existing insurance will affect the signing of PR, so the insurance has not been cancelled, the actual situation is not to worry at all! If you have submitted a PR application, want to return to China and sign the children, you can return the insurance after returning home!
7. What materials are required to apply for Medicare?
There are four materials required to apply for Medicare: 1. Application form; 2. 3. Passports; Apply for PR's bridge pass; 4. Request acknowledgementletter. for PR Application location can be viewed in this site, select Medicareservice center after entering their own zip code to select the nearest location from home oh! Ps: tried to line up in the morning, and some Medicareservice center stopped queuing at 3: 4 p.m. Http://findus.humanservices.gov.au
You will get a printed temporary card, valid for a year, and Interimcard will send it to the address you wrote when you filled out the form. When the PR sign, can be replaced with a valid 5-year official card.
8, can you still choose private insurance after you get the PR?
After getting the PR, you can also choose private insurance, covering a wider range of aspects, if the previous OSHC/OVHC was handled in the same insurance company, you can also avoid waitingperiod. For example, after the purchase of private insurance, the first 12 months is a waiting period, which is not reimbursed for expenses such as the birth of a child, but if you were a member of the insurance company before, there is no waiting period for switching from OSHC/OVHC to private insurance.
