To emigrate to middle-aged people abroad is bound to face a realistic question: can you still receive a pension from China after retirement?
At present, there is a hot talk on the Internet: many overseas Chinese are unable to get access to China's pensions everywhere, but careful consideration will find that some overseas Chinese and overseas Chinese are entitled to domestic retirement rights. Is a limited range of historical legacy problems arising in specific historical periods and historical conditions, the resulting period of time will not appear again, I believe that the number of people involved will not increase.
In the proposal on Retirement Rights of overseas Chinese put forward by the European Association of Chinese and overseas Chinese retirees, it can be learned that many overseas Chinese are expatriates after the 1980s and have stayed abroad for various reasons and are now retiring one after another. Many people work in institutions or institutions before going abroad, working for as long as ten years, or even more than 20 years. At that time, there was no old-age insurance contribution system, so the relevant regulations of our country said that this kind of continuous service years as the same as the number of years of contribution.
That is to say, people who have worked for more than 15 years can enjoy basic pension, the specific amount varies according to the provinces and cities, regional differences. After the 2018 pension adjustment across the country, the average monthly pension of enterprise retirees in Beijing, Shanghai, Qinghai and other places has exceeded 3000 yuan, while Sichuan has a minimum of 1886 yuan, ranking at the bottom of the country. The retirement pension rights and interests of this Chinese group need to be solved and maintained by various departments. Some netizens also gave advice: before the establishment of the national social security, that is, before the 1990s, the length of work has not been cleared, but is the same as payment. Those who go abroad before the establishment of social security do not have a social security account. However, if the individual or relatives have the will, they can transfer their files from the unit to the talent exchange center, as a freelancer to establish a social security account, and pay their own social insurance premiums. In the future, regardless of nationality, you can receive a unified basic pension at the retirement age.
Now deal with emigration, settle overseas Chinese, after retirement, how to receive China's pension?
The official website of the Chinese Embassy in the United States, as early as October 2015, issued a statement of announcement.
Q: what are the basic conditions for receiving a pension (pension) in China?
A: there are two conditions for people living abroad to receive a pension: one is to take part in basic old-age insurance, and the other is to reach the legal retirement age (subject to local or trade regulations). In general, to receive a pension, first of all in China to complete retirement procedures, pension account. Reminder: the "examination form for eligibility for Pensions for Persons residing abroad" handled by the applicant at the Chinese Embassy or Consulate abroad is only used to prove the fact that the applicant exists (applicants who need to receive pensions in Hong Kong and Macao are required to receive a pension in Hong Kong and Macao. Health notarization is required), whether the pension will be final review and explanation by the domestic authorities. The applicant can visit the social security department website of the place where the pension is to be received or dial the local 12333 hotline to inquire about the specific policy provisions.
Q: now that I have joined foreign nationality, can I continue to apply for the "Pension eligibility Assessment form for resident abroad" and receive the pension?
A: retirees can continue to enjoy retirement benefits and pension benefits after joining foreign countries if they meet the basic conditions of receiving a pension in China.
Q: what are the specific procedures for processing the Pension eligibility form for resident abroad at the Chinese Embassy in the United States?
A: applicants residing in the embassy's territorial area may submit their application to the embassy. Usually, the applicant should go to the embassy in person to provide the embassy staff with valid passports, residence certificates and fill in an examination form of pension eligibility for persons residing abroad. If the applicant cannot handle it in person, he may entrust another person to handle it, or send it by post. When submitting the application materials by post, the applicant must also submit a postage return envelope so that the embassy can return the documents. Specific procedures can be found on the embassy website at www.china-embassy.org. (please refer to the latest policy of the relevant official website for the specific processing process.)
