As a matter of fact, when the editor travelled abroad many years ago, the elders of the family said: after using credit cards abroad, it is best to return home to have a new one, so as not to be brushed away!
At that time, the editor still laughed away, did not pay attention to.
But today, the editor saw such a post: a number of airport duty-free shops around the world have seen the act of brushing! Similar examples have occurred in the United States, Singapore, even Australia and New Zealand!
Editor this moment, was startled a body of cold sweat: originally, the elders warned the content of the editor, is not empty wind!
1. Foreign students were stolen from duty-free shops
Recently, at a forum of overseas Chinese, a foreign student shared his unfortunate experience:
The student said she went to the duty-free shop before taking a plane in the United States because she was anxious not to confirm whether she had returned her credit card, but suddenly received a bank call before getting on the plane saying that her card had been swiped $1000 in Singapore.
This student just noticed: his credit card is missing!
Then hurriedly ran back to the duty-free shop, the clerk first pushed back to say not know, then under the threat of the foreign students to "pretend" to pick up the credit card, its behavior is absolutely suspicious!
The foreign student immediately contacted the bank, after confirming that the fee is a swipe, the bank immediately handled the card suspension business, which avoided further losses!
2. Be alert to the fact that there is also brush theft in Australia.
However, the case of this international student, is not an isolated case!
Editor is only on the network to search "duty-free shop theft brush", found that in the world has occurred in the case of credit card theft!
Among them, a backpacker claimed that he went to Melbourne airport duty-free shop shopping, after checking bank withholding records found that the same 3360 yuan payment, unexpectedly was withheld twice!
The reason, the netizen recalls, may be because friends failed to swipe their cards for the first time when they paid for them, but the odd thing is that text messages remind them only once.
But this netizen is already very lucky, because according to reports, an elderly aunt who came to Australia to visit her family also lost his credit card to a clerk at an airport in Australia to buy items. After returning home received a full value of 20,000 yuan bill!
Aunt crashes on the spot at the airport and cries!
Some netizens pointed out: these perpetrators are usually airport insiders, singling out the Chinese who seem to be "stupid money"!
So, if you pay your credit card overseas, be careful!
3. How do I keep your credit card overseas?
Generally speaking, in foreign countries, the types of credit card stolen are network swipe, fake card swipe, and stolen card swipe.
The first two brushes are generally related to the disclosure of personal information. Here, the editor separately describes the third, and most common, way to prevent the theft of a "stolen card brush":
1, in foreign countries, it is best to pay by card in the line of sight, do not leave your line of sight;
2, beware of merchants who need to swipe credit cards repeatedly;
(3) turn off the function of swiping credit card overseas after the travel;
4, if not reassuring after returning to China, the credit limit of the card will be reduced temporarily, and the loss will be reduced as much as possible when the card is stolen.
If you can achieve the above four points, you can basically eliminate all the possibility of being stolen brush.
4. Netizen support: how to do after overseas be stolen brush?
If you have credit card swipe, do not panic, please contact your bank of deposit immediately, the average bank will check and release the withholding.
Xinhua has specifically pointed out that after being brushed, there is a "gold 72 hours," missed the time of the difficulty of complaints will also be greatly increased. Therefore, after you have been brushed off, be sure to "prove your innocence" in the following steps:
- First, change the account and password immediately. This is the card holder received after the text message can be done independently, but also an important measure to avoid being stolen again;
- Second, contact the card issuing bank immediately, deny your transaction and report missing / frozen cards; now the bank`s manual customer service phone is mostly 24-hour online, and many banks` temporary credit card loss reporting operations can be done by self-help by dialing shortcuts. Report the loss of the operation one second earlier, you can put an end to the later may also be stolen brush caused by the loss;
- Third, while reporting the loss of the card, the cardholder makes a bill request to the customer service asking the bank to tell you where the suspicious consumption occurred. Both at home and abroad, this approach is not always successful, but in online consumer fraud, the customer service of the web site can process the results faster than the bank customer service, or provide more information related to the theft transaction;
- The fourth step, go to the nearby ATM or POS machine to swipe, prove that the card is around you, and then save the transaction voucher, or take photos of the transaction note;
- Finally, report to the nearby police station. The presentation of the original bank card to the cashier and the receipt of the receipt or receipt of the case are also important evidence of the fact that the person card is not separated.
In addition, if you are abroad, you can also communicate with the withholding party.
But anyway, let`s just say:
Be sure to look at your credit card, don`t let it out of your sight, and be more careful about the leak of your personal information, or criminals may carry unwarranted debts by falsifying credit cards!
