As one of the world's highest-standard of living countries, Australia has a pleasant climate, unique and beautiful environment, high-quality social, cultural and living facilities. Australia's cities are at the top of the list of most habitable cities in the world. Its mild four seasons, blue sky, beautiful beaches are the perfect choice for people to relax, vacation, old-age. Retired immigrants are temporary visa categories set by the Australian government for retirees with a certain economic background to come to Australia for the elderly and settle down.
As one of the major immigrant countries, Australia not only has a complete variety of immigrants, such as business and technology, but also has a special retirement category to attract retirees from certain economic backgrounds to come to Australia for the elderly and settle down. This is the investor 405 visa!
What are the advantages of 405 visas?
Overall, the visa requirements are relatively low, especially for many over 55-year-olds who are unable to apply for business migrants, and parents who have a certain economic base. Because Australia's business immigration policy now stipulates that applicants must be less than 55 years old, otherwise it would be difficult to apply for state guarantees, and parents now queue up for 10 to 20 years in the immigration category, and the application fee is several times as high. And 405 visa holders do not need to do business in Australia, as long as they buy government bonds, and have enough retirement income, you can easily live in beautiful Australia.
A 405 visa is a "quasi-permanent resident visa", a temporary visa that can be renewed every four years on an unlimited number of occasions (permanent residents are renewed every five years).
2. 405 visas are specially designed for persons over 55 years of age. Many of these people, whether business migrants or skilled immigrants, are impossible. Even if you send your children to Australia to settle down, you have to wait more than 10 years for a parent immigration visa.
405 visa holders are not required to do business in Australia. Many well-funded people find it difficult to do business in Australia, while a 405 visa only needs to buy government bonds (the current interest rate is more than 5%) and a mere A $ two hundred and fifty thousand after the first four years, which is very concise and convenient.
What are the requirements of the applicant?
Retirees, as the name implies, are at retirement age, usually over 55, when they think of providing for the elderly in Australia. If the husband and wife apply at the same time, as long as the principal applicant meets the conditions can be.
As the 405 visa itself is the Australian government's desire to attract wealthy people to Australia, the funding component has become a key factor. Applicants may choose to live in designated or non-designated areas (i.e. remote areas). At present, apart from Sydney, Newcastle, Wolonggang, New York Central Coast, Melbourne, Brisbane, Gold Coast, pace, Canberra, are all remote areas. But note: new South Wales cannot choose because the state government does not provide guarantees.
In general, applicants living in remote areas should have a personal asset of A $1 million or more, with a net income of over A $50, 000 per year; In designated areas, it would require A $1.5 million in personal assets and a net income of more than A $65000 a year.
Here are two concepts, one is personal assets, the other is net income. The former can be owned by either couple, or both, but must be owned for two years until the visa application is submitted. The latter refers to the income, including pension, pension or return on investment, that is not required to work after retirement, as long as it is added up to that amount.
How much will it cost?
Applicants need to buy state bonds after they are eligible. If you live in a non-designated area, you need to invest A $ five hundred thousand; if you live in a designated area, you need to invest A $ seven hundred and fifty thousand.
Four years later, if the applicant continues to apply, the amount of bonds to be purchased every four years is only A $ five hundred thousand (designated territory) or A $ two hundred and fifty thousand (non-designated territory). At present, the Australian government announced bond interest of about 5% every six months. The investment is risk-free and has a high fixed return.
How can I get a visa?
The 405 visa bid was made in the name of the purchase of government bonds, backed by a nomination by the state government. The basic procedures are as follows:
1. Free professional assessment of the qualifications of lawyers;
(2) specialized processing of documents;
(3) submit an application for security to the state government;
(4) obtain state government guarantees and prepare other documents;
(5) submit a formal application to the Migration Board and pay the first application fee;
(6) receipt of the file number;
(7) receipt of passport submission and medical examination notice;
8, pay the state government investment funds and the second application fee;
9, get a visa and go to Australia successfully.
（分析研究经验做出结论） sum up
Overall, the visa requirements are relatively low, especially for many over 55-year-olds who are unable to apply for business migrants and parents who have a certain economic base. Because Australian business immigration policy now stipulates: applicants must be under 55 years of age, otherwise it is difficult to apply for state guarantees; Without having to do business in Australia, 405 visa holders can easily live in beautiful Australia if they buy government bonds and have enough retirement income.
