Yesterday was May 4th Youth Day, the editor in Australia, as soon as he arrived at the office, received a package, before the purchase of a pair of Ray-Ban sunglasses arrived. Should be celebrating the holiday moment, open a look, fake to frighten people to death! Worse than fake goods, after this online shopping, the editor's credit card was stolen by a Chinese account many times!
The editor is a person who doesn't like online shopping very much. Even the communication software only uses social app, for some unspeakable serious reasons. In mid-April, a WhatsApp, was installed on the mobile phone. Friends are the only good friends in Canada.
Within two days of using this WhatsApp, on April 20, the editor received a discount promotion for a pair of Ray-Ban sunglasses, a pair of sunglasses that cost nearly 300 yuan in Australia for just 19.99 yuan that day.
The editor was silly and naive to click on the online shopping site provided in the information, choose one of them, use the Australian Federal Bank card order, plus freight 20 yuan, a total of 39.99 yuan online card payment.
After the order was issued, the e-mail address used by the editor when buying online received an order confirmation email immediately.
From the order issued April 20 to today, before and after half a month, during which time, the bank card transaction records is really strange! Online shopping account information received fake Ray-Ban sunglasses until today, is still in the Pending state.
On April 30, the editor found that the bank account had no record of consumption of 39.99, but there was an international transfer fee of 1.73 yuan. It is this more than 1 international transfer fee, let editor think there is a problem with the account. How can there be cross-border consumption?
The small series carefully checked all the recent bank transactions, and found a lot of such numbers: 102.49, 101.78, 57.60, and so on, some of which have been transferred successfully, some are in the Pendant state, and the total is 2000 pieces, however, it has never been the 39.99 that has been brushed at the time of the net purchase of the sunglasses.
These suspicious transfer consumption records are all received from an account in Hangzhou, China. In the early morning of May 1, the editor came to the card's bank of deposit Burwood site to report the case.
The bank's counter staff first wrote off the card they were using and asked the editor to mark all those who felt successful in the transfer until further investigation. "our investigation will be completed within 21 days," the teller said. "our investigation will be confirmed as a brush, and the money will be recovered back to your account, and the rest of the suspicious consumption in Pending will be returned to the bank after the transaction has been completed."
As of today, the first 57.60 of allowable consumption has been recovered.
The editor reviews the whole process of being cheated.
In fact, on the day after the order was issued (April 21), when he received the second confirmation email, the editor realized that it might be a cheater's website, that the typesetting of the mail text was messy, and that the English writing was also full of mistakes. At that time also felt lost less than 40 yuan, not much.
The key point is to use the 3-bit protection code on the back of the card when the card is swiped on the net, and drill the empty son to the swindler's website.
Similar cases occur frequently in recent years
Editor found that similar cases are very common, as long as a random search on the Internet, you can see a lot of victims spat bitter water.
Today, I use my own personal experience, share it, and have the risk of online purchase. Please pay attention to your credit card security.
Remember not to disclose your important payment information to an uncertain, secure and reliable website.
Especially the security code on the back of the credit card. It is very important because it is the equivalent of the credit card ID card, with this code and account number can be used to consume the money in the card.
Editor learned that the theft of credit card cases not only occurred in online shopping, many people shopping in physical stores inadvertently when the security code was seen by ulterior clerks, the result was stolen a huge amount of money.
Therefore, it is recommended that you remember these codes, and then use tape and so on to cover up. Don't reveal it to others easily.
Don't scold the editor for being cheap, he's not like that!
This pair of fake Ray-Ban glasses, the editor will always stay in the eye-catching position, give himself a wake-up, at the same time, also remind everyone to pay attention, don't take 40 yuan seriously, like the editor, also encounter a greater loss, maybe steal the money, The bank can get back, but, in short, the heart is not happy!
According to the editor's in-depth investigation, if the stolen money is not recovered, where exactly is it? this is a bigger "pit." Editor is collecting more material, if you have experience, please leave a message in the comment area below, let's make the online consumption more secure, okay!