ANZ's email fraud may allow criminals to steal all your savings: finance.nine.com.au
Source: finance.nine.com.au, a well-designed new email scam designed to give criminals access to online bank accounts, has spread in inboxes across Australia.
In such phishing / cyber fraud scams, criminals have painstakingly imitated ANZ's official online banking website in the hope that unsuspecting victims will hand over the user name, password and secret questions of their online banking accounts.
It is almost possible to fake ANZ Bank to log on to the website as a fake source: finance.nine.com.au victims will first receive an email with the name "ANZ". The theme is "recommendations for smooth payment through BPAY" (Successful BPAY Payment Advice).
The email body explained that a BPAY payment requested by the user had been successfully reached and that the body also showed a customer code and payment date.
Customers were told that their account had been withheld by A $2542.75 and that there were links to view the history of the transaction at the bottom of the email.
If the victims in the dark click on the link, they will be taken to a seemingly "legal" ANZ bank login page (which is actually a fake site) and asked to log in with their user name and password.
After these customers do so, the page redirects them to another page to simulate the freezing of their accounts, prompting the victim to provide answers to the three security questions they previously set.
Once these account users answer all the questions, they are constantly told that the answers are wrong.
Fictional security question answer page source: finance.nine.com.auMailGuard email Security first discovered the scam, which the company said was aimed at hacking into customers' bank accounts.
"by entering your account number and password, you give these sensitive account information to the cyber criminal. "if you also tell liars the details of your security questions and answers, this allows them to try other fraud, such as inducing you to call them back and try to log on to your account. "
MailGuard said the scam's scam went beyond traditional brand hijacking by copying official login pages by including security issues.
"this will only increase the legitimacy of email, because updating account security information is a notice from reputable banks such as ANZ Bank that usually give notice to their customers," MailGuard explained. "all of this is to get email recipients (victims) to respond more confidently, who believe that clicking on the provided link and entering confidential login details is actually to make their account safer. "
ANZ said it would never send an email asking for account details and offered the following advice:
01. report any suspicious information related to the bank to ANZ bank and report concerns and ideas to the Scamwatch department of the Australian competition and consumer commission.
(Scamwatch website https://www.scamwatch.gov.au/report-a-scam)
Source: scamwatch.gov.au
02, enter the URL in the browser's address bar instead of clicking on the link you receive from any source
In addition, here are more scams found in Australia listed on the finance.nine.com.au website:
ANZ bank email fraud: disguised as ANZ bank official email sent to customers, advising customers that their "online banking account has been temporarily locked" (internet banking access has been temporarily locked).
Source: finance.nine.com.au
Source of email body diagram sent by liar: finance.nine.com.au
Queensland Police and Australian Taxation Bureau (ATO) scam: swindlers use a seemingly credible government department phone number to impersonate department employees and tell victims that they have to pay an unpaid fine or fee.
Source: 9news.com.au
Source: 9news.com.au
Australian Postal Fraud:Attempts to direct the victim to a fraudulent Post Bill Pay website on which the victim's credit card information may be stolen.
Source: finance.nine.com.au
Fraudulent postal bill payment (Post Bill Pay) website page source: Australia Post
Australian Inland Revenue Department (ATO) email Fraud: by taking advantage of the good reputation of the Australian Inland Revenue Department, the government organization, send a fraudulent email telling the recipient that ATO is trying to contact them about a secret incident.
Source: finance.nine.com.au
E-mail source sent to defenseless victims: 9news
If the victim logs on to the fake page, its details will be stolen from the drawing source: 9news
Australian Telecom (Telstra) phone Fraud: the man was charged more than A $10, 000 for opening 10 mobile accounts in the name of a man without the intention and knowledge of a man.
Source: 9news.com.au
Source of fee bill for the first mobile account opened in his name received by the man: 9news.com.au
False Indian telephone Center Fraud: Australian Telecom (Telstra) customers have been warned of fraud by Indian telephone centres in an attempt to deceive victims into handing over sensitive information that could be used for identity theft.
Australian Energy (EnergyAustralia) Fraud: this email fraud uses large databases and EnergyAustralia's established brand reputation to lure victims to download malicious files.
Almost every detail is based on EnergyAustralia's official bill design.
Optus email scam: an email claiming to be from Optus tells recipients that they can download a file. Once clicked, the victim's computer is infected.
The email looks like Optus's email map source: 9news
Valentine's Day scam: romantic swindlers take the initiative to get in touch with victims and gradually set up online relationship before asking for money.
Australia Telecom (Telstra) email Fraud: email-based cyber attacks use the Telstra brand to deceive customers into clicking on a link that can infect the deceived customer's computer with a malicious file used to steal information.
Netflix email Fraud: email tells users that their accounts have been suspended in an attempt to trick them into clicking on a link directed to a Netflix-branded phishing page to steal user personal information.
The fraudulent Netflix email is currently available in inboxes across Australia. Source: 9news
This fake login page is designed to look a lot like a real source: 9news
Apple Store email Fraud: such phishing scams involve an email claiming to be from the Apple Store that notifies customers of PDF receipts for their most recent purchases.
Australian Taxation Department (ATO) telephone Fraud: a phone call claiming to be from ATO tried to deceive the victim, claiming that they were about to be arrested for unpaid taxes, thereby causing them to hand over the money.
SIM Card Exchange scam: hackers can log on to your bank account, email and social media simply by making a phone call to the mobile operator.
Roof scam after the storm: after bad weather, the liar knocks on the Australian door, saying the roof is going to collapse and must be replaced. A woman paid A $156000 for work she did not need to do.
The woman said she was told that her roof looked like a "swimming pool" source: A Current Affair/9news
Police telephone fraud: a liar impersonates a policeman in an attempt to deceive people into handing over financial information.
Ransom email scam: ransom emails sent by swindlers contain terrible threat designed to intimidate recipients into handing over money.
Australia Telecom (Telstra) email bill fraud: a seemingly "legitimate" email bill that directed recipients to a malicious website that would send malware to its computer.
Fb scam: users receive information from friends and family on their fb accounts that they can win money by clicking on a link that can actually infect their computer. The information comes from a liar who has hacked into your friend's account or created an account with exactly the same profile by stealing their pictures and information.
Rich District scam: a well-planned scam in which a man handed over a car worth A $40,000 but failed to receive a penny.
Source: 9news
Source: 9news
The remittance receipt received by the man looks like a real source: 9news/ A Current Affai
When he learned that the other party's address was in the rich area, the man felt very relieved that the source of the picture: 9news/ A Current Affai
After learning so much about the current scams in Australia, if you encounter the above scams next time, I hope you can say "no" decisively!
For more information on scams, please refer to the relevant news source: finance.nine.com.au, 9news