How much money will you bring with you now? Like, cash? It's very likely that you won't bring a penny with you. It is also likely that this is one of the fastest and most painful social transformations we have ever experienced.
Take your wallet, a pile of folded things, some cash, a fifty-dollar bill. This has been the habit of our generations. We've spent thousands of years of cash-from agate shells to coins.
But now, we are no longer cash, not the official decree, nor other urgency, but the convenience of bank card services.
We haven't made a protest sound yet, and we're happy to use inductive payment. Or you don't even need a bank card, because you're too modern, you have Apple Pay..
It seems that we will choose the convenience of a bank card, regardless of any small costs it may bring, and we hardly consider what we should do if the system crashes.
Of course, we haven't had 50 dollar bills in our wallets for a while, but we still live our lives. But in the past 12 months, cash-free has really begun.
Not a dollar?
There are only numbers left, but why not ask the most affected?
"people are sorry to pat their pockets," people who sell the magazine < The Big Issue > see all day long.
"since the introduction of inductive payments in Australia, many of our vendors have found that people are carrying less and less cash, which is affecting their magazine sales," said Haines (Sally Hines), chief operating officer.
The biggest problem now is to explore cash-free options to bring sellers into the digital economy.
In Britain, The Big Issue published an article about an aggressive seller, Paul. Snape (Paul Snape), 's sales have soared since he bought a 33-pound (A $60) card reader.
But this could create new problems for sellers, taking into account their own circumstances, such as phone compatibility, affordability and keeping devices rechargeable and connected.
The customer walked out of the store doo
In the cafes and shops next to me, a poll showed similar results. Cash-only cafes a year ago said they saw half of potential customers walk out because they didn't have an electronic transfer or induction payment system.
Other stores say 80% or 90% of their customers are used to paying via induction, and now if someone wants to use cash, they sometimes don't even have change.
Financial correspondent Pascoe (Michael Pascoe) said the trend was clear, even though the latest Australian Reserve Bank data was in 2016. In 2007, 69 percent of payments in Australia used cash. By 2016, that proportion had fallen to 37%.
Pascoe said Sweden is the most cash-free society in the world; retailers are legally allowed to reject coins and paper money.
No hidden danger of cash
But a world without cash is not always smooth sailing. In May, on a busy Saturday, the National Bank of Australia's (NAB) system collapsed most of the time, trapping customers and retailers at the cashier's desk.
Of course, digital systems are fragile, but in most cases, people don't seem to worry.
"We have had disruptions that led to chaos, but overall, people trust the system," said Oster (Alan Oster), chief economist at NAB.
The number of transactions in NAB's smartphone-based payment system, NAB Pay, is growing at 35% a month.
In the transition to a cash-free world, NAB fired 6000 employees but hired another 2000-all in technical positions.
Most companies are forced to adapt, but not all are complaining. Carly, who sells flowers, says it makes her feel safer without cash.
"I used to be afraid of Mother's Day and Valentine's Day, which sold a lot, but we needed to watch all the cash and send it to the bank. Now, I'm not worried at all. "