Before the article has mentioned renting house to buy a house, today detailed talk about renting a house to buy a house details.
1. Rental housing
Housing rent, in Australia, is calculated on a weekly basis, that is, pay rent once a week.
Many Chinese newcomers to Australia will initially find extra house released by Chinese landlords themselves in Chinese forums, and some will find house, who is co-renting with landlords or co-renting with second landlords. Rent this kind of house, very simple, see good on the Internet, call to ask the situation, contact door-to-door to see the room, if feel good, can beat the plate to confirm directly. In order to evade tax, the landlord often won't sign any contract for you, mostly write a receipt, the content is how much money, from what date to calculate rent and so on.
I would like to say here, in fact, for new friends in Australia, it is still good to find a good co-lease, you can quickly meet some more familiar with Australia than you, they will give you guidance or advice in many ways. Let you get into your life faster.
If you choose a co-lease, there must be a public awareness, and it is important not to make loud noise or play loud music in the room, not to interfere with rest, and not to take up public space.
Traditional villas have more "Grandma House", that is, on the edge of a villa, another set of full-featured small house, usually one bedroom, one room, one kitchen, one bathroom, or two rooms, one room, one kitchen, one bathroom, belonging to the same real estate, but the entrance is different. If you rent such a house, the average landlord will also include hydropower and coal broadband in the rent for the convenience of calculation. Water and electricity in Australia are much more expensive than at home, so any landlords who include hydropower and coal broadband will have requirements for the electrical appliances you use, such as not using heaters and so on, which must be clearly understood before renting a house. Of course, there are also a small number of chapters require the sharing of these public costs.
Generally independent rental of a unit, rent does not include electricity and coal network charges, water charges are followed by the name of the landlord, electricity, coal, network need to go to the relevant companies with their own passport application. If you find it very difficult to open a company, you can look for it online. Some cooperative companies can apply for electric coal together, and sometimes the cost is cheaper than going directly to the power company or gas company. In particular, Australia's broadband coverage is not very full. For example, my own example: the house I bought did not take into account at all when I bought it, because the location is OK, and there is also broadband in the left and right neighbors. But when I went to apply for broadband, I could not, because my address was inputted without coverage. I don't understand. Why can't the whole road be installed on this house in our house? So I spent three full years using home 4G.
If you go to the real estate intermediary rental, you can rent more house. But Australia's law is particularly protective of tenants. It's a headache for landlords who don't pay rent, so the landlord's integrity will be very high. For example, need your stable job and income, need you to have previous letters of recommendation from the landlord and so on. And many agents in order to reduce the trouble caused by the old Lama, will also give every tenant score, almost all the big intermediary companies have, if you want to rent a house, you have to write a form, the system to give you a score to meet the requirements of booking a house.
Compared to looking for a landlord to rent a house on the Internet, and looking for an intermediary company to rent a house, there must be a guarantee for your safety, or this sentence, the Australian law is very protective to tenants, as long as you rent this house, the landlord can't let you leave casually. Even if the contract expires, you have a authority with priority renewal, but it's very difficult to start renting.
Nearly 40% of native Australians rely on renting, so tenants have a lot of rights.
2. Rental of commercial housing
If you want to rent a commercial house, the rent is usually calculated on a monthly basis. Commercial housing compared to residential housing is simpler, if you buy from other people's business, generally with a rental contract, the landlord will often maintain the original conditions for the management of the original conditions for you to sign a new contract. Commercial housing contracts should be signed with caution, for example: the landlord has signed you a 5-year contract, so unless you transfer to someone else, or with the consent of the landlord, you can not refund the rent. Unlike China, the deposit for commercial housing in Australia is not the cost you need to pay for default, but whether you will revert to the original house when you return the house, so don't think about it in China's way of thinking. First, you can sign the house contract a little longer. The big deal ended up losing the deposit.
3, buy a house
Chinese people still like to buy a house, only live in their own house, only really have the feeling of home.
Some homework must be done before buying a house.
A, an apartment or a villa?
When you buy an apartment, you have to pay property management fees, water charges, electricity bills, different properties, and calculate the delivery in different ways every month. I had a friend who bought an apartment downtown. She couldn't understand why she had to pay nearly $200 a month for electricity, electricity and coal after returning home empty for half a year. In addition to what you use in your unit, Australian hydropower will have to be charged a daily opening fee, so whether you use it or not, the cost of hydroelectric coal will still have to be paid. Some apartments also offer public services, such as streetlights or garden watering, so utilities for public services are also needed. The higher the apartment, the higher the property management fee and the more services you get.
Buy villas, because the land is private, so there is no property management, of course, you do not enjoy other property services. The villa needs to pay government an annual concil fee, which will allow government to collect garbage once a week and trim trees or grasslands on the road by people at home.
B, room? A new house? A second-hand room?
In Australia, only those who have a valid visa for more than 12 months can buy a second-hand home. When your visa expires, you must sell it. So it is recommended that if you do not get an Australian green card, it is best not to consider buying second-hand housing.
The second-hand house is relatively cheap, but if the house age of the second-hand house is relatively long, it is also necessary to take into account the later need to pay a fee for the house to make a full finish.
If you have an Australian green card or have already bought a home and are buying a house for the first time, Australia's government occasionally offers a first suite award of 10-20, 000. Don't think it's just a gimmick, it's a real government reward for taking money.
Once upon a time, Australian prospective housing was very hot speculation, because in Australia to buy a house, only to pay 10% of the deposit in advance, wait until the house to pay the balance. This way, when the housing market is a bull market, speculators can grab a set of house with the smallest amount of money, wait for a few years later, home prices may have risen by 20% to 30%, which is equivalent to your investment at the time increased 2-3 times. Speculators often do not buy the next house, but wait for the house before the transfer to the next, direct profit. It sounds like a good business, but Australia's housing market is not as good as China's, and the worst thing to lose was the speculators when the Australian housing market plummeted in 2018. I also know a real estate speculator. When the real estate was good in 2015, he ordered six units at a time. At the end of 2017, he all failed to transfer, did not have the money to buy (the bank did not give a loan), and ended up defaulting. Let real estate merchants make a deposit for nothing to recover the contract.
C, house insurance
In Australia, the first thing people often do when they buy a new house is to buy insurance. You can choose an insurance according to your own needs.
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Keep in mind that Australian workers work hard, but at a very slow pace.
For example: I took a look at a villa that had been basically finished, with the interior finished, the back garden finished, the garden just in front without turf, and there were a few boulders and building rubbish. So he signed the contract and waited for the check-in. I thought it was one or two weeks at most, so I worked hard for more than a month. Also more unfortunate, just in time for rain, the workers rain is not out of work.
In any case, coming to Australia may not have been the right way to live at home before. Slowly learn to enjoy your garden, to push out your trash can every week, to go out and say hello to your neighbors, and to walk in a quiet neighborhood after dinner.