With the restrictions on purchases, loans, property taxes, and other factors, and the acceleration of the internationalization of the renminbi, everyone is lamenting that it is not easy to buy houses in China. At the same time, other people choose to invest overseas because of studying abroad, investment, and immigration. But in fact, the proportion of Chinese people's overseas asset allocation is not high. The specific method of how to carry out overseas asset allocation to stabilize their property value is also a half-baked idea, and does not know how to start. The global asset allocation of households in developed countries is currently about 15%, while the global asset allocation of Chinese households is currently only about 4% to 5%. Focusing on high-net-worth individuals, China's high-net-worth individuals have a low global asset allocation ratio. The data shows that global high-net-worth individuals allocate an average of 24% of assets outside their home country, compared with only 5% in China. In the medium and long term, after the economic development and the accumulation of residents' wealth have reached a certain level, the globalization configuration is also the trend of the times. In fact, investors often think that they have an information advantage in their own markets, and they are more optimistic about their economic development prospects, but this is often a manifestation of overconfidence. For overseas asset allocation, investors must understand that they are pursuing a steady appreciation of wealth rather than a short-term game of stimuli. Therefore, investors should try to overcome psychological barriers, get out of the comfort zone, understand more appropriate investment knowledge and professional data, and understand the basic strategies of overseas asset allocation.
Invest in what?
From the perspective of overseas asset allocation investment channels, mainly include the following channels: direct investment in overseas real estate, insurance products and other financial and financial derivatives, including stocks, hedge funds, bond funds, equity funds, farms, Wineries, shops, minerals, gas stations, kindergartens, etc. First of all, we need to choose mature global markets, such as the United States, Britain, Australia and so on, after years of baptism, financial regulation system, investor protection system is relatively perfect. Among the many investment modes in these developed countries, the threshold and risk of real estate investment are relatively low, and there is no need for very professional investment knowledge and skills, so it is suitable for long-term investment management with less energy. Therefore, more suitable for overseas asset allocation such investment. Fan Bingbing's news last week was also around the beam, everyone said a real estate made Wu Jing's < Wolf Warriors 2 >, now 41 properties help Fan Bingbing solve the 800 million yuan tax problem. If you are safe, the house will accompany you to your old age. If you are not well, the house is a straw. Why? Real estate is the essence of a series of products such as manpower, raw materials, government resource integration and design, which contains a large part of the entire city's GDP output value, so the price of the house is unlikely to suddenly drop at a certain node. Compared to foreign exchange options and other investment products, the risk of real estate investment is very small. And the fundamental support for the sustained rise in housing prices is the shortage of supply in the housing market. So in a country or a city, as long as the population is expanding and the economy is in the ascendant channel, it is necessary to buy real estate as soon as possible. Within the scope of ability, the earlier the investment, the greater the return.
How to invest?
Mainly divided into three steps: 1. Professional people do professional work, first come to a strange market, collect local relevant professional data and information is really difficult, experienced real estate managers can help us reasonably avoid a large number of potential risks, Investors will not suffer losses due to asymmetric information. Analyze your financial situation, find the best investment and loan plan for you, not aggressive, but move forward steadily. 3. Choose a home purchase product that suits your financial goals, combining personal and family circumstances, to find the best investment solution for me and our family.
What are the areas in Australia that are suitable for investment?
Last week's National Day holiday news rocketed Melbourne's 144-square shops in the: Box Hill district of Melbourne's property market, closing for $8.8 million! less than six years have more than doubled!
This is a good example of, Box Hill, the Melbourne-based state of government, which has attracted too much attention from investors and homeowners for its planned development of the city in 2050. High-speed population growth, superior geographical location, convenient way of life shopping, multi-national food gathering, good regional government management, extremely high auction clearance, low regional vacancy rate, And school health care and other infrastructure, accelerating the pace of development of the Box Hill Fengshui treasure land.
If you also have an overseas asset allocation and plan to invest in Australia, please find more high growth areas like Box Hill, please contact us, or follow our investment lectures. Listen to the self-made investment genius, the professional analysis of real estate professionals in Australia professional investment skills and experience summary, we will give you a free loan assessment of the activity, Ask a loan specialist one-on-one to help you analyze how to maximize the amount of money you have available to invest and identify your purchasing power.
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