In the foreign use of credit cards, it is best to return to China must be a new card, so as not to be stolen brush! Recently there is such a post: a number of airport duty-free shops around the world have stolen behavior! Similar examples have occurred in the United States, Singapore, even Australia and New Zealand!
1. The foreign students go shopping in the duty-free shop to be stolen
Recently, at a forum of overseas Chinese, a foreign student shared his unfortunate experience:
The student said she went to the duty-free shop before taking a plane in the United States because she was anxious not to confirm whether she had returned her credit card, but suddenly received a bank call before getting on the plane saying that her card had been swiped $1000 in Singapore.
This student just noticed: his credit card is missing!
Then hurriedly ran back to the duty-free shop, the clerk first pushed back to say not know, then under the threat of the foreign students to "pretend" to pick up the credit card, its behavior is absolutely suspicious!
The foreign student immediately contacted the bank, after confirming that the fee is a swipe, the bank immediately handled the card suspension business, which avoided further losses!
2. Be alert to the fact that there is also brush theft in Australia.
On the network search "duty-free shop steal brush", found that in the world has occurred in the case of credit card theft!
Among them, a backpacker claimed that he went to Melbourne airport duty-free shop shopping, after checking bank withholding records found that the same 3360 yuan payment, unexpectedly was withheld twice!
The reason, the netizen recalls, may be because friends failed to swipe their cards for the first time when they paid for them, but the odd thing is that text messages remind them only once.
But this netizen is already very lucky, because according to reports, an elderly aunt who came to Australia to visit her family also lost his credit card to a clerk at an airport in Australia to buy items. After returning home received a full value of 20,000 yuan bill! Aunt crashes on the spot at the airport and cries!
Some netizens pointed out: these perpetrators are usually airport insiders, singling out the Chinese who seem to be "stupid money"!
So, if you pay your credit card overseas, be careful!
3. How do I keep your credit card overseas?
Generally speaking, in foreign countries, the types of credit card stolen are network swipe, fake card swipe, and stolen card swipe.
The first two brushes are generally related to the disclosure of personal information, and here is the third, and most common, way to prevent "card theft":
1, in foreign countries, it is best to pay by card in the line of sight, do not leave your line of sight;
2, beware of merchants who need to swipe credit cards repeatedly;
(3) turn off the function of swiping credit card overseas after the travel;
4, if not reassuring after returning to China, the credit limit of the card will be reduced temporarily, and the loss will be reduced as much as possible when the card is stolen.
If you can achieve the above four points, you can basically eliminate all the possibility of being stolen brush.
4. Netizen support: how to do after overseas be stolen brush?
If you have credit card swipe, do not panic, please contact your bank of deposit immediately, the average bank will check and release the withholding.
Xinhua has specifically pointed out that after being brushed, there is a "gold 72 hours," missed the time of the difficulty of complaints will also be greatly increased. Therefore, after you have been brushed off, be sure to "prove your innocence" in the following steps:
The first step is to change the account and password immediately. This is what cardholders can do on their own after receiving stolen text messages and an important step to avoid being brushed again.
Step 2 first contact the card issuing bank, deny your transaction and report missing / frozen cards.
Today, the bank's manual customer service phone is mostly 24-hour online, and many banks temporarily report loss of credit card operation can dial a shortcut to complete the self-help.
Report the loss of the operation a second earlier, you can eliminate the later may also be stolen brush caused by the loss.
The third step is to report the loss of the card, the cardholder to the customer service to make a bill request, ask the bank to tell you where the suspicious consumption occurred in the merchant.
This approach is not always successful at home or abroad, but in online consumer fraud, the site's customer service can process the results faster than the bank's, or provide more information about the theft transaction.
Step 4: go to the nearby ATM or POS machine and swipe it to prove the card is around you, then save the trade voucher, or take a photo of the transaction note.
Finally, report to the nearby police station. The presentation of the original bank card to the cashier and the receipt of the receipt or receipt of the case are also important evidence of the fact that the person card is not separated.
In addition, if you are abroad, you can also communicate with the withholding party.
But in any case, make sure you look at the credit card in your hand, don't let it out of your sight, and be more careful that your personal information is leaked, or criminals may falsify your credit card. Let you bear the unwarranted debt!