Remember a news story from Wippers the other day?
Recently, two more Chinese students were arrested on suspicion of using stolen credit cards to pay tuition fees.
Li Chunyang (Chunyang Li, 20, and Wang Chenghan, (Chenghan Wang, studied at the University of New Humbsher in the United States, (UNH).
The two Chinese students used stolen credit cards to pay thousands of dollars to the school, and the cardholders of these cards were even far away Australians.
Li Chunyang is from Inner Mongolia, China, while Wang Chenghan is from Beijing, according to Dean (Paul Dean), chief of police at New Humbsher University.
Speaker Manz (Erika Mantz) of the University of New Humbsher said staff at the school's business office soon discovered credit card activities and reported them to the police.
Li Chunyang used nine credit cards to pay $56407 for tuition fees, each of which was transferred $6267.5, Fosters.com reported.
The cardholders' branches of these credit cards are in six states in the United States.
Including Texas, California, Virginia, Florida, New Jersey and Wisconsin, there is also a cardholder as far away as Australia.
Officials said Wang Chenghan reportedly used a stolen credit card in Maryland to pay the school $6332.50, and he was accused of using the same card to charge the school $174.14.
At present, Li Chunyang was acciused is guilty of nine counts of fraud, Wang Chenghan was acciused is guilty of one count of fraud and a misdemeanour of trying to cheat.
According to police affidavits filed with the court, both men said a stranger contacted them via text message and that their defendant could pay UNH tuition at a discount.
In the affidavit, Li Chunyang told the police that strangers promised to pay the tuition fees on condition that 60% of the tuition fees be handed over to him. Wang Chenghan said the stranger agreed to help him pay tuition, car insurance, rent and other items.
Li and Wang were arrested in Durham on May 16 th. Dean said the two were roommates and lived together in a unit in the The Cottages apartment.
Both men pleaded not guilty and were released after paying $5000 in bail. But their passports have been detained.
The swindler is clever and meticulous.
Social app, a software commonly used by Chinese students with both communication and payment functions, is now used by liars.
Scamming gane into looking for target groups through social app says he can offer tuition discounts ranging from 30% to 8.5%, often promising not to pay in advance.
After getting the victim's account, they use someone else's credit card to steal the tuition fee (the stolen card number usually comes from a hacker or online black market).
Students then receive confirmation emails from the school that tuition fees have been paid and pay swindlers via social app.
Real holders of credit cards find their cards stolen, and bank circulate a notice or freeze their cards, and tuition bills are returned when they pass through the banking system.
It is only then that the school will inform the students of the failure to pay, until it is too late for the students to notice that they have been deceived.
However, not all students know nothing about the greasy.
Police say some students will use the service many times knowing it is illegal.
In the University of Miami discount case, at least one student paid his tuition through such a "service" several times, and by the fifth time he had really paid for it.
But the owner of the credit card sensed that he had been stolen and contacted the school, and after a series of investigations, the student was accused of going to court, and police believed he had gone from being a victim of fraud to an accomplice.
The student was eventually acquitted, but the real black hand behind the fraud is likely to be far away from other countries, and American police are powerless to deal with such a situation.
No amount of advice from others is as alert as the student's own vigilance. To prevent falling into the "discount tuition" scam, we should pay attention to two aspects of security issues.
First of all, there is no free lunch, and there will be no discount on tuition fees for no reason.
In the face of these "discount tuition" publicity, students should take the initiative to contact school staff, similar discount is effective, let the school participate in the scam investigation, do not become an accomplice to the fraud because of greed for a while.
Secondly, social app payment, as a preferred payment method of a Chinese, lacks the perfection of the information of both sides of the remittance, and it is very unsafe to pay large amounts of money such as tuition fees.
If there are conditions, Chinese students should still apply for credit cards that can be used in the United States (many domestic banks can easily apply for visa cards).
American schools will give tuition fees on the official website before the start of the semester, and students should remit money directly to the school's official bank account.
Never trust a half-price Uber, half-price ticket and a half-price tuition fee.