A 21-year-old Victorian mother says she plans to save down payments for her home purchases over the next five months. She also shared her five tips for saving money.
, Laura Thoms, 21, has a 2-year-old daughter from Gippsland, Victoria, according to the Daily Mail. She said she decided to save a down payment for the house with her 21-year-old husband, Gippsland, in the next five months. "I moved back to my parents` house eight weeks ago, one week after I got married, and we`re not out of money," Laura said. Just to save money faster in order to buy our own house. "
Laura also shared her five tips for saving money:
1. Free activities
Laura said he and her husband would take part in a free event over the weekend. "We`ve taken it as a normal," he said.
2. Diet plan
Laura said he once found that groceries accounted for a high proportion of the total consumption, so he began to draw up a strictly planned and coordinated list every week, and then went to the supermarket to stick to the list. In addition, you can save money by reducing the number of meals you eat out.
3. Know what you want.
Laura said that although they were going to buy a house, they did not give up their travel plans. "in fact, we have saved money for the trip, which is part of our life," Laura said.
4. Distinguish between "you want" and "you need".
"it`s very simple," Laura said. "every time you buy something, think about it. Do I really need it?" If not, save the money, and then the money in the account will be more and more! "
5. Different accounts
Laura and her husband have eight accounts, such as a savings account for home purchases, an account for travel, a separate account for children, and an account for daily expenses. "We have a separate emergency account," he said.
Coco comment: this news tells us a truth, what saves money is fake, will make money is true. The couple have to deposit a down payment for a house in 5 months. How much is the down payment for a house? At least 15- two hundred thousand Australian dollars, you have to save at least 30-40 million Australian dollars that month, even if you don`t eat or drink, earn 30-40, 000 a month, and that`s not a low income. So, dear friends, do not be deceived by these headlines, to buy a house must first learn to make money, and then consider saving money, if vice versa, first save money and then make money, it will not succeed. In any case, to see the couple such a serious, planned life, or to give them a like, hope that their life will always be happy.
