That`s awesome! Say, the domestic mobile phone payment is really too! Hair! Da! Now!
No matter where to go, no matter what to buy, mobile phone sweep social app or Alipay, you can easily pay!
No cash at all! Not too convenient!
But for many Chinese returning home, convenience is someone else`s, oneself, can not use...
Whether it is social app payment or Alipay payment, first you have to use the domestic ID card number real name authentication, and then also bound to the domestic bank card, before you can pay.
so, for overseas chinese without domestic ID card or bank card, want to pay with mobile phone, too south!
And today, small micro to tell everyone a good news!
Both social app and Alipay are open to overseas Chinese / tourists!
No ID card without China relationship, no bank card without China can still be paid by mobile phone!
After returning home, can happily buy with mobile phone!
I. social app payments
For many Chinese living in Australia and other countries, social app payment was not used before, mainly because there was no domestic mobile phone number and bank card. And now, this obstacle is gone! Because social app can bind foreign bank card!
Tencent announced on november 6th that it has recently reached a series of cooperation with Visa、Mastercard、AmericanExpress、Discover Global Network (including Diners Club) and jcb five international card organizations to support foreign credit card binding social app payment.
After micro and Tencent official customer service repeatedly verified, confirmed that the news is true.
However, only these three types of cards are currently supported Visa、Mastercard、JCB. The point is, whether you hold a Chinese passport or a foreign passport, you can authenticate your real name through a valid certificate, and then bind the foreign bank card to pay.
The operation is also simple: open social app —— pay —— wallet, bank card —— add bank card,
Enter the card number, name, ID number and mobile phone number used to open the card.
After binding can use social app to pay. That`s it!
Whether it`s offline scan or online payment is OK
You can also buy train tickets in 12306, in Didi Taxi, in Jingdong 、 Ctrip and other platforms online shopping, in short, eat, drink and play all without worry!
As for the exchange rate, it is settled according to the real-time exchange rate of the social app cooperative bank on the same day. No handling charge.
Australia`s Chinese can finally happily send and receive red envelopes, after returning home can be free to pay social app!
Until then, social app payments had liberalized ID card restrictions.
The foreign Chinese or foreign tourists can also pay by social app without Chinese ID card.
The operation is:
If you are a Hong Kong, Macao and Taiwan compatriots or foreign Chinese or foreign tourists, you can take the passport, Hong Kong and Macao Home Return Certificate, Taiwan compatriots` Certificate, Hong Kong and Macao resident residence permit and TW resident residence permit to the domestic bank to do a bank card.
Up to 128 banks can handle it, basically covering all banks in the country.
When you do a good job —— bank card, open the wallet —— bank card for social app —— payment, add the bank card, enter the bank card number, name, the certificate number used by the bank card to open the card and the mobile phone number to bind. After binding can use social app to pay.
Both offline and online social app payments are available
Also, social app have introduced a number of other convenience services.
For example, from October 2019, foreigners and compatriots from Hong Kong, Macao and Taiwan who travel to China can use social app scan code to refund tax in real time.
Since September 2019, the social app has opened Hong Kong wallets to support Hong Kong compatriots to use social app payments in nearly a million mainland merchants.
have to say, social app payment is more and more convenient!
Of course, Alipay payment is not willing to lag behind.
II. Alipay Payment
On November 6, at the second Shanghai Expo Financial Science and Technology Sub-forum, Jing Xiandong, chairman of Ant Financial Services Group, revealed:
The overseas edition of Alipay for foreign tourists has been launched recently.
Its biggest highlights are:
- Can register with a foreign mobile numbe
- Can be certified by a foreign passport
- Payment can be made with a foreign bank card
That is to say, for foreign Chinese, even if you do not have a domestic mobile phone number, ID card 、 bank card, can also use Alipay!
The specific operation is:
1. download aliexpress overseas in app store.
2. use foreign mobile phone number for registration.
3. choose to use the overseas regional version.
4. log in, search the "Tour Pass" Mini Programs" in the search bar get an electronic "consumer card" from the Bank of Shanghai.
5. this card is a prepaid card. You can use foreign credit or debit cards —— such as visa cards, MasterCard, etc. to charge money to this card.
6. fill in nationality, passport number, name, date of birth, bank card information before recharging, upload Chinese visa photo, complete real name authentication.
7. choose the recharge amount.
After the 8. recharge is completed, it can be used at home. Whether it is eating, shopping, or traveling, all aspects of food, clothing, housing and transportation can be used, and the domestic user experience is similar.
About this Alipay overseas version, there are 2 questions small micro to tell you clearly.
1. is not the same as social app payment, this is for non-Chinese nationality users.
such as foreign tourists, foreign Chinese.
When the real name is certified, the passport column must be a foreign passport.
If you`re a Chinese passport, I` m sorry, this won`t work.
You can only register the domestic version of Alipay, with the domestic ID card for real name authentication, and then bind the domestic bank card payment.
What if there is no domestic bank card?
Do not relationship, as long as completed the real name authentication, balance, Yu` e Bao, flowers and so on these functions can be used normally.
can also scan code payment of course.
The big deal is to let friends and family transfer money to your Alipay.
Oh yes, there is another situation, Tianmao 、Taobao online shopping is to support foreign bank cards.
That is, for Chinese studying or working in Australia,
Buy things on the Tianmao 、Taobao, you can add foreign bank card payment on Alipay.
2. this electronic "consumer card" recharge is limited.
The minimum amount of each recharge is 100 RMB, and the maximum is 2000 RMB.
$2,000 is not enough? no relationship, can recharge many times, unlimited number of times.
The validity period of each recharge is 90 days.
After 90 days, the rest will be returned to your overseas bank card.
Note that:
Whether it is recharge or refund, it is based on the Shanghai Bank`s real-time exchange rate of the day converted into RMB, there may be exchange rate differences in the middle.
It is worth mentioning that this Alipay overseas version is not open to mobile phone users in Hong Kong and Macao, China.
However, on july 19 this year, the "hong kong version of alipay" AlipayHK has passed the central bank`s permission to make mobile phone payments in the mainland.
Have to say, Alipay and social app this wave of operation, for overseas Chinese and foreign tourists brought great convenience!
After everybody returns home, also can be like domestic small partner, a mobile phone walks the world!
Source: Alipay, Tencent official customer service, Xinhua News Agency, some pictures from the Internet
