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'Let's make a fortune!' Chinese students swipe credit cards before returning home: anyway, they won't come and earn as much as they can.

People who have committed crimes abroad, do not think that returning to the country is nothing.

These two days, a post on the forum became popular, and the owner of the building was a foreign student, lived in Canada for N years, accumulated a lot of credit, and now intends to return to China and not come back, so he wants to use his own credit card, pay more and buy more. I intend to "make a fortune" and return home.


[leaving to make a profit]

In fact, today in the major Chinese forums, from time to time can see similar questions.

Such things are not uncommon in recent years, editor recently received a lot of mobile phone industry exposed cases of student fraud, to say that the operation is really not complicated.

Local media reported recently that some Chinese students used credit cards to buy a large number of expensive items after graduation, and then sold out at ultra-low prices, then did not pay back their card debts, and flew back to China and never came back.

According to the report, Zheng, from Guangzhou, prepared to buy a laptop with a market price of about $1000 a year ago, and "friend" said he could find about 60% discount for the laptop. Other products such as perfume, cosmetics, clothes and hats can also be obtained, the receipt of these items and the original factory guarantee.

In order to allay Zheng's doubts, the "friend" also took him to a high-rise apartment in Wenshi. Apart from a double bed, the rest were all brand-new goods, including large-screen television, microwave ovens, computers, cameras. Brand-name wallets and perfumes, even gift cards from large shopping malls, and consumer cards from chain restaurants.

The owner, a 20-year-old Chinese-American man, said directly to Zheng that he was preparing to end his career as an overseas student and returned to China, and that he must immediately lose these new products, sell them at a 60% discount of more than $500, and sell at a 40% discount of $200 to $500. And below 200 dollars to sell at 25% discount, each commodity has sales documents and original factory guarantee, all from the regular channels to buy.

Even more blatantly, the Chinese-American man said bluntly that he just wanted to use his credit card line to cash out, and that he would not come back home or worry that it would affect the credibility of the loan or anything.

He also revealed that a lot of people did it, and that he could get one before he returned home. Someone even went directly to the ATM to borrow cash, and then left. I wonder if he realized what the difference was between stealing and doing such a thing.


[is the buyer really safe?]

In fact, credit cards are expensive in the word "credit", but because of some people's bad intentions, credit cards have become no longer trusted, but become synonymous with fraud.

But, as a buyer, even if you pay for a product, but when you buy a brand new product at a price that is significantly lower than the market price, are you really surprised that there is also a risk in the middle?

A lot of people like electronics, especially Apple products, and they know that, and they know what's best to sell, so they're going to go to, Fido, Rogers Bell, the phone retail stores, to sign the cheap contract phones. Like the latest iPhone..

After getting the phone, put it directly on the Internet, easy to sell hundreds of thousands of knives to the hand. Of course, as Chinese students, most of these products are sold to their compatriots. Then they took the money and went home.

And this mobile phone is really a new machine, plugged in the Sims card can be fully functional.

But the next day, the mobile phone company will find that the person who signed the contract with them has run away and no longer pays a monthly fee, so naturally, all the information recorded in the system about the phone will be declared to be stolen. And let this phone be connected in the next time, will be directly locked up!

Well, your cell phone is a brick.

Even if you take this phone back to this company, people can usually just confiscate it directly and don't pay for it, because-it's stolen!

And you can only admit it.


[consequence: the Chinese are restricted]

This kind of "hot eyes" naturally happens not only in Canada, but also in the United States.

American media reported that a manicure shop owner in the Chinese district told reporters, "We used to be able to swipe credit cards and savings cards. But now I'd rather take RMB than credit cards, and when I used to accept them at the store, I found that there was a monthly imbalance, such as when you wrote that you made $10, but in fact you received only $8. I was wondering what was going on, thinking I was right and wrong, and then for two months in a row. "

The shopkeeper said that he had a friend who also opened the shop. He said that after the credit card swiper had finished, he called the credit card company and said that his card had been stolen, so the company recovered the account. "there are always people like this," he said. So I don't accept credit cards anymore.

Mr. Zhang, the owner of the house, also had trouble recently. He said that a few days ago, the tenant who had signed the rent for a year had suddenly disappeared. At first, he did not care, thinking that she was just going on a trip, and then until her credit card company urged the phone to blow up. Only then did he know that the tenant had run away.

Because the tenants are renting Mr. Zhang's backyard house, the address phone calls are all written about his family.

Mr. Zhang opened the door of her room with a spare key and found that her luggage had already been taken away. In addition to the furniture already available, the room was filled with credit card bills from banks and a card-swiping machine. The bill adds up to about 100, 000 dollars!

A reminder from the bank


[it's okay to go home?]

Swipe credit cards, illegal cash, is it really nothing to return home?

Liu Longzhu, a Chinese lawyer, said they could be suspected of criminal fraud and theft. Even if China and the United States have no formal extradition treaty after successful return, but the United States and other countries have extradition treaties, then these people are likely to be arrested and extradited back to the United States, such as travelling to other countries. Except for extradition to the United States, these people will never be able to enter the land of the United States again.

The only gratifying thing is that netizens have consistently attacked such behaviour.

Antisb: in a few years, the sick man in East Asia will become a street mouse all over the world!

Myguinea: look at the idea and humiliate us.

Hall: it's kind of shameful, but don't talk about race, it's personal. If you live in the United States for a long time, you will find that there are many, even blatantly blackmailed foreigners, especially landlords, who are new to the United States.

Roman Legion: the end result is that all Chinese have bad luck and share a bad credit record. Credit card companies will not do so explicitly because they will be prosecuted for racial discrimination, but there will be a lot of covert censorship of Chinese descent.

In Canada, Hanna (Scott Hannah), president of the British Credit Advisory Association (BC Credit Counselling Society), said the practice was risky.

China has emerged in recent years to help people "cross-ocean debt collection" companies, the goverment division also provides vocational training for interested people into the debt recovery industry. Hanna said that if credit card companies suspected that the transaction was too large, someone might be involved in fraud and could also report to the judiciary, the police fraud prevention team would be involved in the investigation and could face prosecution once the violation was identified.

Although it is a personal act to revisit China after blowing up credit cards, it is not just individuals who are affected by such incidents, which will humiliate all Chinese groups. Both in Canada and in the United States, most western countries are credit supremacy. However, because too many Chinese take advantage of the gap, both overseas businessmen and ordinary people will lose trust in the Chinese and impose various restrictions on them.

For the sake of a little profit, their own illegal crime, but also to discredit the compatriots, how can it be?

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