First, in front of the disease, we are all poor.
Yesterday, a friend social app said, "my mother left, but still not cured."
Because of brain bleeding, two months ago, a friend's mother lived in ICU..
In ICU, use ventilator, nutrition liquid, nurse, and so on, tens of thousands of dollars, spent in a moment, not even heard a sound.
The doctor said, as to how long to live, it depends on how much money you have prepared.
For this reason, the friend sold the two houses in his hometown and prepared to take all his belongings to her mother.
But stayed 72 days, sold 2 houses, cost more than 1.3 million, aunt or left.
……
In recent days, an article from the culture of the GuoGuoGuoGuoGuoGuoyuan, while arousing attention to the health of the general public, but also let us really feel a serious illness after the "looting".
Coincidentally, just a while ago, an inadvertently popular "sky-price drug list" was on the Internet, causing hot discussion. "61 days to spend 1.04 million yuan" two treatment costs more than 1.7 million yuan ", a few simple figures have hurt many people's hearts, because for millions of ordinary families, it simply can not afford the" sky-high ".
It is understood that the protagonist of the drug list was diagnosed as acute myocardial infarction and the right coronary artery was severely blocked. Due to many complications, patients received multi-disciplinary treatment, such as cardiovascular medicine, cardiovascular surgery, orthopedics, digestive medicine, critical medicine and so on.
And 1.7 million of the cost of treatment, in addition to rich businessmen, for ordinary families are astronomical?
After the receipt was searched, the comments area howled: "A sick family went bankrupt and spent the rest of its life paying off its debts."
This makes us cannot help but sigh: in front of the disease, we are all poor!
Second, how many Chinese people earn enough money to see a doctor?
This is the reality, even if the medical technology is developed, you do not have the money, health is difficult to find back.
In ICU time is equal to life, and the amount of money determines the length of treatable time, is to spend money to buy life.
Outside the door of the ICU ward, we can see many families anxiously, crying, and even waiting unsleepless at the door.
The survey showed that patients spent about 2, 000 yuan a day in ICU, more than 6, 000 and 10, 000 yuan. Most people in ordinary working families, parents or children a month of salary, not enough to pay for a day of treatment.
The return of a disease to poverty has become common in ICU. In such a particular situation, their hearts are rather heavy, on the one hand, it is difficult to bear the pain of the lives of relatives, on the other hand, it is difficult to bear the cost of ICU treatment.
No one wants to die, in fact, they all want to live, but without money, even living has become extravagant hope, money is not everything, but no money is absolutely impossible, sometimes the temperature of money, can give you more base gas, poor, Is our most pitiful gesture in the face of illness.
A major disease is like a random trumpet, no one knows which day it will shake on whose head. And it brought disaster, not only physical, mental, but also financial. How many people, how many families have enough savings to defend against the economic risk of illness and pay the day-to-day bills of the intensive care unit? If you don't have enough savings, what do you do?
For Chinese, it is not uncommon for the family to sell homes to raise medical funds once they have a major illness. However, the national average of home-owned housing is only 1.044 units, there is no surplus housing to sell, not to mention that rural households have 85.62% of the housing is difficult to realize self-built housing. In other words, selling homes is the ultimate way for most people to raise money for treatment, but even so, there is no guarantee that it will be enough.
Three, what if there's no money? How much can health care help us?
In this predicament, how much can health insurance help? since 2012, urban and rural residents serious illness insurance system has been launched all over the country as a supplement to general health insurance. However, due to the imperfection of the current policy, the serious medical insurance has not solved the poverty caused by the disease as expected.
First of all, the definition of "serious disease" is still a lot of controversy. Guangdong Province implemented the policy of ensuring 24 major diseases from 2017 to 2018, but if the major diseases are not in this list, there is no hope that they will be reimbursed.
Some provinces and cities determine whether serious illness is based on the amount of medical expenses. Such a rule is better for those with difficult and complicated diseases, but it also raises new problems: for example, if the definition of "major illness" is more than 30,000 hospital expenses, Patients who could have been cured for 20,000 yuan may be over-treated in pursuit of a higher rate of reimbursement.
In addition, many provinces and cities of major medical insurance has set a ceiling for reimbursement. For example, Tiibet maximum reimbursement of one hundred and forty thousand, Chongqing maximum reimbursement of two hundred thousand and so on. However, many scholars have calculated that even without a top line, it would not be too burdensome for the health care fund, because the number of people suffering from serious illnesses is, after all, a small number.
Moreover, the reimbursement catalogue of medical insurance for serious diseases is much the same as that for general medical insurance. Apart from special drug catalogs for medical insurance for major diseases in a small number of areas, in most areas, many expensive tumor-targeted drugs are used. Advanced antibiotics still need to be purchased at their own expense.
Although Medicare claims reimbursement rates of no less than 50%, patients often have to pay for their own medical expenses more than that in practice. Take Zhanjiang as an example. This is one of the earliest and most mature cities in the country. In 2013, 5638 people in the city received medical insurance treatment for serious diseases, with a total reimbursement of 14.76 million yuan, and only 2600 yuan per person.
Fourth, Chinese bankruptcy: a serious illness is returned to the bottom
Between the middle class and bankruptcy, between well-off and abject poverty, there is only one disease apart.
Police chief, I beg you, will you stop looking for fake drugs?
"I took the real medicine for three years, and the house was gone and the house collapsed."
I'm not a god of medicine. The moment it opens, it sparks public opinion.
There was a group of leukemia people in the film who had been hollowed out of their homes for medicine.
Then a drug dealer took the risk and went to India to buy back a low-cost copy of the drug. His medicine saved many lives, but he was jailed for breaking the law.
Inside, an old man pulled the sleeve of the police in the "fake drug case" and pleaded with the police to stop investigating:
"I don't want to die, I want to live, okay? Who doesn't have a patient? can you promise not to get sick all your life? "
Many people come out of the cinema crying.
It's not so much a movie, it's a story, it's more like a mirror of today's society.
Who doesn't have a patient?
But medicine is expensive, and it is difficult to see a doctor. A serious illness can bring down a family.
A few weeks ago, a 14-year-old girl who bought her birthday clothes made headlines on Weibo.
Her name is Xiao Zhou.
When Zhou came out of the shop with her birthday clothes in her arms, she said, "the boss has confiscated her money. There are so many good people in the world."
The week has aplastic anemia. Recent exacerbation of the disease, the urgent need for hematopoietic stem cell transplantation.
But all these years, the bottom of the family is empty. six hundred thousand surgery fees, her parents are still raising money, but Zhou wants to give up.
On June 20, she stole out of the hospital and bought her birthday clothes.
"if I die, my dad won't have to work for me like this."
Zhou's parents never thought of giving up. But the daughter's "sensible", make them extremely sad.
Zhou's home is a microcosm of countless ordinary families.
They are well fed and clothed, and may have some savings. However, a disease, they can be pulled down the abyss.
Cure or die? No matter how you choose, it is wrong. Chinese tragedies: one person is seriously ill, the whole family is sentenced
There is an answer above, not praise, not God's reply, but naked truth.
Her grandfather and grandmother, two uncles, and parents, all work in a central government enterprise in northeast China.
One year, Grandpa was diagnosed with nasopharyngeal carcinoma.
Ten years later, she has seen families of three children slide from the well-off to the poverty line.
Her little uncle, take her grandfather on a long holiday and travel all over the country for medical treatment only. In order to make money, my uncle applied to work in the Middle East. Her mother, acting as a logistics officer, borrowed money from the unit in the name of a third sister-in-law.
Grandpa's illness lasted two years.
After he left, the three children's families were empty and debt-laden and had not slowed down for many years.
To this day, rain pupil work, take salary, but also help mom pay debts.
Later, her mother often said to her, if she is seriously ill, do not treat.
For the average family, once someone has a serious illness, it often costs hundreds of thousands, millions of dollars of medical expenses, basically a home collapsed.
Old middle and small three generations, one seriously ill, the whole family sit together. Even if the food and clothing for many years, serious illness before, may return overnight before liberation.
His sick grandfather committed suicide only to save money for his 6-year-old grandson
Van Saint is 6 years old, two months ago, diagnosed with acute myeloid leukemia.
Just last week, his grandfather committed suicide.
"after I die, my money is left for my grandson to see a doctor, and no one of you will rob me."
Grandpa Van Sant is 66 years old and has diabetes. For more than ten years, the old man cooperates with the treatment, takes the medicine injection, never ambiguous.
But after the grandson diagnosed, the family two hundred thousand savings, quickly spent. From then on, Grandpa stopped buying himself medicine.
The old man went round and borrowed another five hundred thousand.
In the early morning of that day, Grandpa came out of the door. At 5 o'clock in the morning, someone was in the garden and found the old man who had hanged himself.
The little van Sing in the hospital bed, do not know that Grandpa has "gone"
Grandpa died 3 months, Xiao Fan Sheng in the hospital, but also several times the ghost door.
The family has a foreign debt of more than 700,000.
Van Saint-Mom and Dad, who used to be in private business. The mother resigned after the child was ill. Later, my father was dismissed by the company because he often asked for leave.
The family car, jewelry, everything that can be sold, all sold.
The doctor said that if Saint's illness is very complicated, if the situation is good, it will be hundreds of thousands more before it can be cured.
"We also want to sell houses, but small property houses, which are not easy to sell, have never noticed before. Who wants to sell houses one day?"
And all the saints said, with her eyes full of sorrow.
A middle class with a house and a car is not worth a flu
At the beginning of the year, < midlife in Beijing under Influenza > swept through Time line.
The protagonist of the event is the middle class of Beijing, living on the wrong side. There are cars, houses, investments, and hundreds of thousands of working capital.
The family's father-in-law had flu and lived in ICU for three weeks.
What scares me is the moment when I see more than 20,000 words of long text:
"ICU fee, about 8,000 yuan per day," after the artificial lung, the starting cost is 60,000 yuan, and then 20, 000 yuan a day. " "if you want to stay in ICU for a long time, you can only sell the house in Beijing."
The old man stayed in ICU for more than 20 days, but died. When I read it, it was so heavy that I gave them a sigh of relief.
The family has considered selling houses. What if it's longer?
The article ignited the anxiety of the middle class.
It pokes through the middle-class illusion and tells people mercilessly:
Between middle class and childlessness, between well-off and abject poverty, but only one disease apart.
Who dares say that he will never encounter a serious illness? How much would you like to spend on treatment if your mother is seriously ill? In the early years, Taihai did a survey: if your mother is seriously ill, how much will you spend? Of the 400 samples surveyed, 84.13 percent said they were willing to "run out of assets" to save their mothers. Among them, 65.08% of the people, do not hesitate to lose their wealth, debt.
This is a choice that, knowing it will end in vain, it still wants to make. Marmoto said, "when your loved one is terminally ill, you make the wrong choice." A serious illness is like a sword hanging over the head of a family. When the sword falls, it is a battle between money and fate.
According to the Ministry of Health, a lifetime risk of cancer is as high as 36 percent, while the risk of serious illness is 72 percent.
People live without sense of security in the falling anxiety that "a major illness can wipe out a middle-class family." Life is like a boat fluttering in the wind and waves, we run out of all our strength, we may barely settle down.
Stability is an illusion, life is more capricious.
There is a documentary called Shengmen. This paper describes the birth or demise of new life in 4 ordinary families under the condition of maternal illness.
One of the stories is this:
Chen Xiaofeng is 8 months pregnant, twins.
Just now, the doctor told them that Chen Xiaofeng had severe diabetes and central placenta previa, and was at risk of bleeding. She lay in bed, her husband standing by the wall, silent. It costs at least 50, 000 to treat the disease. And the 5,000 dollars they were hospitalized in were borrowed.
"if you don't get the money, I'm afraid you'll have to adjust your expectations." The doctor is very euphemistic, but the result is very cruel.
After the doctor left, the man closed his eyes at the wall. The front seemed desperate and there was no way out. After a while, he dried his tears again, silently picked up the towel, to wipe his wife's body.
Later, the man's brother went back to the village to raise money. They went all over the house, hundreds of dollars, borrowed folk usury, finally put together 50,000. Among them, 20, 000, is the gift of other people to welcome relatives, more than ten days later to pay back.
The result of the operation was so successful that both the adults and the children were saved.
But the future is still unclear. Baby care, wife treatment, huge foreign debt.
What's he gonna do? Step by step. Two new lives are a burden and a hope. This man's softness and tenacity, fragility and strength, is not it forced out again and again?
Like the English name of the film, maybe this is life. Fickle fate, merciless reality, is life itself. According to the National Cancer Center, in 2017, two million two hundred and ninety five thousand nine hundred and ninety nine people died of cancer in China, with an average of one person dying from cancer every 13 seconds.
In addition to other diseases, a person's lifetime, the probability of suffering from serious illness is not low. If the serious illness does not happen to oneself, it is happening in the family member, the friend body. We inevitably have to face this day, face that terrible choice.
Between the middle class and childlessness, between well-off and abject poverty, there is only one disease apart. Until then, the only thing that could be done, perhaps, was to earn more money and exercise.
May the families after the wind and waves have their lives in the bottom of the valley, all the way to the end of their lives.